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korivanelius

Business Finance Excellence

Privacy Policy

Your privacy matters to us at korivanelius

Last Updated: January 15, 2025

Introduction

korivanelius ("we," "us," or "our") respects your privacy and is committed to protecting your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website korivanelius.com or use our financial education services. This policy complies with Canadian privacy laws, including the Personal Information Protection and Electronic Documents Act (PIPEDA).

By accessing our website or using our services, you agree to the collection and use of information in accordance with this policy. If you disagree with any part of this policy, please discontinue use of our services immediately.

Information We Collect

Personal Information

We may collect the following personal information from you:

  • Name, email address, and phone number when you register for courses
  • Billing address and payment information for transactions
  • Educational background and professional experience for course recommendations
  • Communication preferences and feedback responses
  • Resume or portfolio information if submitted for career services

Technical Information

We automatically collect certain technical information when you visit our website:

  • IP address, browser type, and operating system
  • Pages visited, time spent on pages, and navigation patterns
  • Device information including screen resolution and mobile device identifiers
  • Referral sources and search terms used to find our website
  • Cookies and similar tracking technologies data

How We Use Your Information

We use your personal information solely for legitimate business purposes related to providing quality financial education services.

  1. To provide and maintain our educational services and website functionality
  2. To process registrations, payments, and deliver course materials to enrolled students
  3. To communicate important updates about courses, schedules, and policy changes
  4. To personalize your learning experience and recommend relevant content
  5. To provide technical support and respond to your inquiries promptly
  6. To analyze website usage patterns and improve our services based on user behavior
  7. To comply with legal obligations and protect our legitimate business interests

Information Sharing and Disclosure

We do not sell, trade, or otherwise transfer your personal information to third parties without your explicit consent, except in the following circumstances:

Service Providers

We may share information with trusted third-party service providers who assist us in operating our website and conducting business. These providers include payment processors, email marketing platforms, learning management systems, and analytics services. All service providers are contractually obligated to protect your information and use it only for specified purposes.

Legal Requirements

We may disclose your information when required by law, court order, or government regulation. This includes responding to subpoenas, search warrants, or other legal processes. We may also disclose information to protect our rights, property, safety, or that of our users or the public.

Business Transfers

In the event of a merger, acquisition, or sale of all or part of our business, your personal information may be transferred to the new entity. We will notify you via email and prominent website notice before your information becomes subject to a different privacy policy.

Data Retention and Storage

Information Type Retention Period Purpose
Account Information 7 years after account closure Legal compliance and financial records
Course Records 10 years from completion Transcript requests and verification
Payment Information 7 years from transaction Tax reporting and dispute resolution
Website Analytics 26 months Service improvement and optimization
Marketing Communications Until unsubscribe request Ongoing communication and promotions

We store your information on secure servers located in Canada and use industry-standard security measures to protect against unauthorized access, alteration, disclosure, or destruction of your personal information.

Your Privacy Rights

Under Canadian privacy law, you have several rights regarding your personal information:

Access and Correction

You have the right to access your personal information held by us and request corrections if it's inaccurate or incomplete. We will provide access within 30 days of your written request and make corrections within a reasonable timeframe.

Withdrawal of Consent

You may withdraw your consent for certain uses of your personal information at any time, subject to legal or contractual restrictions. Note that withdrawing consent may limit our ability to provide certain services to you.

Account Deletion

You may request deletion of your account and associated personal information. We will delete your information within 90 days, except where retention is required by law or for legitimate business purposes such as completed course records.

Cookies and Tracking Technologies

We use cookies and similar technologies to enhance your browsing experience and analyze website usage. You can control cookie settings through your browser preferences, though disabling cookies may affect website functionality.

Types of Cookies We Use

  • Essential cookies required for website functionality and security
  • Performance cookies that help us understand how you use our website
  • Functional cookies that remember your preferences and settings
  • Analytics cookies that provide insights into user behavior and site performance

Security Measures

We implement comprehensive security measures to protect your personal information:

  • SSL encryption for all data transmission between your device and our servers
  • Regular security audits and vulnerability assessments by third-party specialists
  • Access controls and authentication requirements for employee access to personal data
  • Secure data centers with physical security measures and environmental controls
  • Regular backup procedures and disaster recovery plans to ensure data availability
  • Employee training on privacy practices and data handling procedures
  • Incident response procedures for addressing potential data breaches promptly

While we strive to protect your personal information, no method of transmission over the internet or electronic storage is 100% secure. We cannot guarantee absolute security but continuously work to maintain the highest standards of data protection.

Children's Privacy

Our services are designed for adults aged 18 and older. We do not knowingly collect personal information from children under 18. If you believe we have inadvertently collected information from a minor, please contact us immediately so we can delete such information from our records.

International Data Transfers

While we primarily store and process data within Canada, some of our service providers may be located in other countries, including the United States. When we transfer personal information internationally, we ensure adequate protections are in place through contractual safeguards and compliance with applicable privacy laws.

Changes to This Privacy Policy

We may update this Privacy Policy periodically to reflect changes in our practices or applicable laws. We will notify you of any material changes by posting the updated policy on our website and sending an email notification to registered users. The "Last Updated" date at the top of this policy indicates when the most recent changes were made.

Your continued use of our services after any changes to this policy constitutes acceptance of those changes. We encourage you to review this policy periodically to stay informed about how we protect your information.

Contact Information

If you have questions about this Privacy Policy or wish to exercise your privacy rights, please contact us:

korivanelius Privacy Officer Sandy Ln, Red Earth Creek, AB T0G 1X0, Canada Phone: +1 705 458 4949 Email: info@korivanelius.com

We will respond to all privacy-related inquiries within 30 days of receipt.